ALACHA - Alabama Automated Clearing House Association
We Put the 'ACH' in Achievement!

Developed in the 1970's, the ACH Network supports electronic payment systems, distribution and reconciliation of financial transactions among institutions, as well as the convenience of paperless checks. Each year, billions of dollars are transmitted through the Automated Clearing House (ACH) Network.

Since 1976, the Alabama Automated Clearing House Association (ALACHA) has been Alabama's key connection to the ACH Network. A regional payment association of the National ACH Association (NACHA), ALACHA serves over 200 banks, savings and loans, credit unions, e-commerce, and affiliate companies within the state.

ALACHA members benefit from audit, operations and leadership consulting, marketing support services, ongoing education and training, informative publications, and an active forum of like-minded professionals. These are just a few of the benefits you can expect from the powerful partnership of ALACHA membership.

Latest ACH & Payments Education Curriculum

ACH Information Station AAP Review ACH Exceptions ACH Operating Rules ACH Operations for the RDFI ACH Origination for the ODFI ACH Rule Changes Basics for Your ACH Origination Underwriting Staff Bits-N-Bytes Check 21: Image Exchange & Remote Deposit Capture Check Adjustments

Check Fundamentals Check Risk Management Check Returns Creating ACH Policies & Procedures for ODFIs Creating ACH Policies & Procedures for RDFIs Green Book 101 - Understanding Federal Government ACH Payments Handling Day 2 Exceptions for Image Exchange How to Combat Card Fraud How to Combat Check Fraud IAT - A Comprehensive Look Introduction to ACH Introduction to International Payments & IAT

Key Risk Management for ODFIs to Mitigate ACH Fraud Managing the Risk of ACH for the RDFIs Mitigating ACH Origination Risk through Legal Agreements Physical Security Regulation CC Regulation E Regulation GG UCC4A Understanding Electronic Check Conversion Updating Procedures to Incorporate IAT