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HOME : Industry News : 2004 ACH Volume Stats















ACH Volume Statistics
Year Ending 2004 ACH Network Transactions (does not include on-us volumes)

Summary of Major SEC Codes Transactions

Dollars ($000)

Avg $ per Tx
2004 2003 % change 2004 2003 % change 2004 2003 % change
ARC 941,685,523 160,022,802 488.47% 270,355,534 47,365,762 470.78% 287.1 295.99 -3.01%
CCD Debits 418,528,922 377,671,883 10.82% 7,363,468,504 7,885,423,070 -6.62% 17,593.69 20,879.03 -15.74%
CCD Credits 923,313,827 836,964,637 10.32% 6,407,331,568 5,760,580,338 11.23% 6,939.49 6,882.70 0.83%
CCD + 132,076,574 111,866,308 18.07% N/A N/A N/A N/A N/A N/A
CIE 86,918,853 76,183,528 14.09% 35,442,319 34,395,948 3.04% 407.76 451.49 -9.68%
CTX 29,403,538 24,255,150 21.23% 1,469,134,765 1,198,603,084 22.57% 49,964.56 49,416.44 1.11%
CTX Addenda 460,677,330 372,005,549 23.84% N/A N/A N/A N/A N/A N/A
POP 162,297,527 148,021,717 9.64% 12,630,663 10,354,563 21.98% 77.82 69.95 11.25%
PPD Debits 2,186,777,138 2,014,304,035 8.56% 1,660,813,370 1,664,521,811 -0.22% 759.48 826.35 -8.09%
PPD Credits 3,356,861,963 3,155,184,173 6.39% 4,240,518,837 3,892,776,164 8.93% 1,263.24 1,233.77 2.39%
RCK 23,862,095 22,760,950 4.84% 3,470,467 3,525,954 -1.57% 145.44 154.91 -6.12%
TEL 187,697,664 123,818,872 51.59% 71,126,600 46,330,563 53.52% 378.94 374.18 1.27%
WEB 714,972,101 500,555,135 42.84% 228,187,998 145,470,777 56.86% 319.16 290.62 9.82%
Total Network 9,125,302,461 7,531,606,041 21.16% 22,006,416,742 20,696,257,442 6.33% 2,411.58 2,747.92 -12.24%

Commercial Volume Transactions

Dollars ($000)

Avg $ per Tx
2004 2003 % change 2004 2003 % change 2004 2003 % change
ARC 940,896,385 159,819,128 488.73% 270,187,906 47,303,941 471.17% 287.16 295.98 -2.98%
CCD Debits 379,240,787 340,261,787 11.46% 6,399,937,881 6,898,442,408 -7.23% 16,875.66 20,273.93 -16.76%
CCD Credits 910,344,505 824,847,124 10.37% 5,616,749,937 5,013,276,754 12.04% 6,169.92 6,077.83 1.52%
CCD + 121,073,696 101,552,256 19.22% N/A N/A N/A N/A N/A N/A
CIE 86,918,853 76,183,528 14.09% 35,442,285 34,395,944 3.04% 407.76 451.49 -9.68%
CTX 23,650,484 19,225,174 23.02% 1,184,716,614 943,195,409 25.61% 50,092.70 49,060.44 2.10%
CTX Addenda 363,156,765 281,608,894 28.96% N/A N/A N/A N/A N/A N/A
POP 161,483,664 147,576,236 9.42% 12,265,173 10,162,580 20.69% 75.95 68.86 10.30%
PPD Debits 2,174,999,389 2,004,487,848 8.51% 1,643,843,775 1,651,069,011 -0.44% 755.79 823.69 -8.24%
PPD Credits 2,478,741,955 2,297,710,176 7.88% 3,384,731,727 3,086,210,345 9.67% 1,365.50 1,343.17 1.66%
RCK 23,862,095 22,760,950 4.84% 3,470,467 3,525,950 -1.57% 145.44 154.91 -6.12%
TEL 187,697,664 123,818,872 51.59% 71,126,596 46,330,561 53.52% 378.94 374.18 1.27%
WEB 714,669,368 500,423,195 42.81% 227,861,046 145,313,579 56.81% 318.83 290.38 9.80%
Total 8,173,633,871 6,607,239,355 23.71% 18,859,379,556 17,886,135,615 5.44% 2,307.34 2,707.05 -14.77%

Government Volume Transactions

Dollars ($000)

Avg $ per Tx
2004 2003 % change 2004 2003 % change 2004 2003 % change
ARC 789,138 203,674 287.45% 167,628 61,821 171.15% 212.42 303.53 -30.02%
CCD Debits 39,288,135 37,410,096 5.02% 963,530,623 986,980,662 -2.38% 24,524.72 26,382.74 -7.04%
CCD Credits 12,969,322 12,117,513 7.03% 790,581,631 747,303,584 5.79% 60,957.82 61,671.37 -1.16%
CCD + 11,002,878 10,314,052 6.68% N/A N/A N/A N/A N/A N/A
CIE 0 0 0 0 0 0 0 0 0
CTX 5,753,054 5,029,976 14.38% 284,418,151 255,407,675 11.36% 49,437.77 50,777.12 -2.64%
CTX Addenda 97,520,565 90,396,655 7.88% N/A N/A N/A N/A N/A N/A
POP 813,863 445,481 82.69% 365,490 191,983 90.38% 449.08 430.96 4.21%
PPD Debits 11,777,749 9,816,187 19.98% 16,969,595 13,452,800 26.14% 1,440.82 1,370.47 5.13%
PPD Credits 878,120,008 857,473,997 2.41% 855,787,110 806,565,819 6.10% 974.57 940.63 3.61%
RCK 0 0 0 0 0 0 0 0 0
TEL 0 0 0 0 0 0 0 0 0
WEB 302,733 131,940 129.45% 326,952 157,198 107.99% 1,080.00 1,191.44 -9.35%
Total 951,668,590 924,366,686 2.95% 3,147,037,186 2,810,121,827 11.99% 3,306.86 3,040.05 8.78%

E-Check Totals (ARC, POP, RCK, TEL, WEB) 2004 2003 % change 2004 2003 % change
Total 2,030,514,910 955,179,476 112.58% 585,771,262 253,047,619 131.49%
Commercial 2,028,609,176 954,398,381 112.55% 584,911,188 252,636,611 131.52%
Government 1,905,734 781,095 143.98% 860,070 411,002 109.26%

Other ACH (all SEC Codes except 5 e-checks) 2004 2003 % change 2004 2003 % change
Total 7,094,787,551 6,576,426,565 7.88% 21,420,645,480 20,443,209,823 4.78%
Commercial 6,145,024,695 5,652,840,974 8.71% 18,274,468,368 17,633,499,004 3.63%
Government 949,762,856 923,585,591 2.83% 3,146,177,116 2,809,710,825 11.98%
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