4th Quarter 2003 ACH Network Transactions
(does not include on-us volumes)

4th Q 2003

3rd Q 2003

% change

4th Q 2002

% change

ARC

73,891,651

43,715,839

69.03%

7,519,257

882.70%

CCD Debits

98,376,069

96,355,399

2.10%

90,964,042

8.15%

CCD Credits

216,955,575

216,279,862

0.31%

198,057,222

9.54%

CCD +

29,254,741

28,664,321

2.06%

26,048,384

12.31%

CIE

19,238,353

19,432,196

-1.00%

16,340,000

17.74%

CTX

6,496,779

6,226,471

4.34%

5,588,167

16.26%

CTX Addenda

100,674,278

95,999,477

4.87%

79,756,680

26.23%

POP

41,517,512

38,474,901

7.91%

31,243,771

32.88%

PPD Debits

515,190,527

498,669,760

3.31%

527,708,039

-2.37%

PPD Credits

822,578,407

780,060,776

5.45%

787,019,824

4.52%

RCK

6,006,194

5,811,707

3.35%

5,236,764

14.69%

TEL

40,847,333

36,670,765

11.39%

16,613,212

145.87%

WEB

148,430,607

135,207,656

9.78%

55,041,921

169.67%

Total Network

2,012,809,947

1,899,619,893

5.96%

1,764,445,529

14.08%