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ALACHA Educational Programs
| ALACHA provides a variety of education options designed to keep you informed about the ever-changing ACH environment. From in-person workshops, to teleconferences, to internet-based webinars, ALACHA has key curriculum matched with a convenient format to fit all your training needs. See the current Education Calendar below.
More 2010 training curriculum to be announced. Please check back again soon. All dates and locations are subject to change. Please watch for individual workshop announcements for details.
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Custom TrainingNights & Weekends Available! |
Jan. - Feb. - Mar. - Apr. - May - Jun. - Jul. - Aug. - Sep. - Oct. - Nov. - Dec.
| January |
| Workshop |
Dates / Times / Locations |
Cost |
The Authorization and Returns Rule becomes effective March 19, 2010. These changes clarify that a consumer debit authorization must be clear and readily understandable in its terms, and that any purported authorization that does not meet these criteria is not a valid authorization under the Rules. This Rule enhances the quality of transactions in the ACH Network by: 1) Clarifying an Originator's obligations for obtaining a consumer's authorization; 2) Improving processes related to the return of debits that Receivers claim are unauthorized; 3) Providing greater definition and clarity with respect to an RDFI's obligations for obtaining and providing a consumer's written statement that a debit was not authorized and thereby improving the efficiency with which unauthorized debits are handled by DFIs. This Rule change affects and impacts ALL those who use the ACH Network. |
Jan. 13, 2009
12:30 - 2:00 PM
Via Telephone - Conveniently at your office |
Member
$195 / Phone Line
Non-member
$295 / Phone Line
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This session is designed to improve practical ACH origination skills through a better understanding of the ACH system. Included in the class is a discussion about Originating Depository Financial Institution (ODFI) requirements, third-party processors, risk issues, and more. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Basic. Audience: Financial Institution, Corporate, Third Party Service Providers, ACH staff processing outgoing ACH entries, audit and compliance, treasury management/business development. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Jan. 28, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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| February |
| Workshop |
Dates / Times / Locations |
Cost |
This class is designed to give you the technical understanding needed to confidently review ACH files. Covered in this class will be such topics as file layouts, field definitions and requirements, data acceptance specifications and more. This seminar is essential for anyone supporting ACH services or wanting greater ACH expertise. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Intermediate. Audience: Financial Institution, Corporate, Third Party Service Providers, ACH support staff (both receiving and originating), IT staff responsible for ACH software, Implementation staff. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. Suggested Publication(s): 2010 ACH Rules Book |
Feb. 2 & 4, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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Defining procedures can be a moving target, particularly with the rapid growth of ACH and changes in the NACHA Rules. This workshop will provide the ODFI participants with guidance and ideas for creating new procedures or reviewing their current procedures for depth and content to remain in compliance with the NACHA Rules. Solid procedures can help protect against loss and fraud and make audits much more bearable. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Intermediate. Audience: Financial Institutions, ODFI Operations Staff, ODFI Audit and Compliance Staff. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 3, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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As a RDFI incoming Tax Refunds, both State and Federal, can occasionally be a challenge. You want to make sure you handle refund exceptions correctly to minimize the risk to your financial institution. In this webinar you will learn the answers to these questions: What happens when the name and account number do not match; What happens if the account is closed or the customer/member is deceased; What happens if the payment posts to the wrong account; Who is at fault; What are the rights and obligations of the RDFI, customer and tax preparer? Who should attend: ACH Operations, branch personnel, Compliance Officers and AAP candidates. Renewal Credits: AAPs will earn 1.8 AAP. credits |
Feb. 3, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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This class provides the groundwork for understanding ACH from the perspective of the Receiving Depository Financial Institution (RDFI). The session will cover how ACH items are received, settled and returned. Emphasis will be placed on covering the obligations of RDFIs. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Basic. Audience: Financial Institution, ACH staff processing outgoing ACH entries, audit and compliance. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 9, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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Prior ALACHA attendees consider this workshop the most important training session of the year! The rate at which changes are taking place in the ACH environment make it critical for you to keep pace with what you need to do to remain in compliance with the ACH Rules. We'll make sure you are ready by taking an in-depth look at changes that have occurred over the last calendar year. We will outline the steps each participant must take to implement these changes successfully. And just like we do every year in this workshop, we will walk through tabbing the Rules book for quick reference when handling most common ACH issues, such as RDFI responsibilities, ODFI responsibilities, return reason codes, return deadlines unauthorized returns and much more. Remember to bring your 2010 ACH Rules Book to the Workshop! A "basic" level of ACH knowledge is required and completion of ALACHA's ACH Basics Workshop or similar coursework is recommended. Register early as seating is limited. Your Instructors: Gai C. Craig, CTP, is Executive Director for the Alabama Automated Clearing House Association where she is responsible for member education and training, operational and marketing support and a variety of ACH consulting services. She has been certified by the Association of Financial Professionals as a Certified Treasury Professional. And, Dominic A. Plumeri, AAP, is the Director of Member Services for the Alabama Automated Clearing House Association where he is responsible for a variety of tasks related to servicing the members of ALACHA. He has been certified by NACHA as an Accredited ACH Professional. He is also a Member of NACHA's AAP Blue Ribbon panel. Who Should Attend: ACH/Branch Operations, Customer/Member Services, Audit /Compliance, Training Departments. AAP Exam: Information presented within this workshop and all other ALACHA education events will assist you in preparing for the AAP (Accredited ACH Professional) examination offered every October. Renewal Credit: This workshop qualifies for 3.6 AAP. continuing education credits. It is our understanding that this workshop may also qualify for other industry credits like CTM/CTP re-accreditation. Please consult your industry group to verify credits. |
Feb. 9, 2009
Birmingham (Hoover)
12:30 - 4:30 PM
Feb. 11, 2009
Huntsville
9:00 AM - 1:00 PM
Feb. 17, 2009
Montgomery
12:30 - 4:30 PM
Feb. 18, 2009
Mobile
9:00 AM - 1:00 PM
This is a live workshop
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Member
$100 / Person
Non-member
$200 / Person
(You may even apply your registration fee toward ALACHA membership until 3/31/10)
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Defining procedures can be a moving target, particularly with the rapid growth of ACH and changes in the NACHA Rules. This workshop will provide the RDFI participants with guidance and ideas for creating new procedures or reviewing their current procedures for depth and content to remain in compliance with the NACHA Rules. Solid procedures can help protect against loss and fraud and make audits much more bearable. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Intermediate. Audience: Financial Institutions, ODFI Operations Staff, ODFI Audit and Compliance Staff. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 10, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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The Rules Audit Enhancement Rule promotes more effective annual audits of compliance with the NACHA Operating Rules by participating Depository Financial Institutions (DFIs) and facilitates compliance with the Rules that ultimately leads to lower risk and higher quality in the processing of ACH payments. This Rule: 1) Refines and clarify existing Rules compliance audit requirements; 2) Includes additional provisions to provide a more robust set of audit criteria; and 3) Provides additional guidance for ODFIs, RDFIs, and their Third-Party Service Providers. This Rule change affects and impacts ALL DFIs and anyone who uses the ACH Network. Register today! |
Feb. 10, 2009
12:30 - 2:00 PM
Via Telephone - Conveniently at your office |
Member
$195 / Phone Line
Non-member
$295 / Phone Line
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ACH entries are divided into two categories, consumer and corporate. Within those categories, there are two types: commercial and Federal government. NACHA's ACH Operating Rules covers all types of ACH entries except Federal Government entries which are subject to rules published in the Green Book. This class will cover Federal government payments using the Green Book as the guide. Participants will learn about the financial institution's responsibilities for handling Federal government ACH entries. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Basic. Audience: Financial Institutions, Anyone responsible for dealing with Federal Government enrollments, payments or reclamations. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 11, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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This session will cover the requirements of the Expedited Funds Availability Act. The workshop will examine the impact of the regulation to both the front- and back-office processing operations of your financial institution. Learn the appropriate holds for deposited items, what disclosure must be given to account holders and what constitutes an expeditious return, plus much more. A review of the Remotely Created Check (RCC) amendment and the local classification of all checks will also be highlighted. The following questions will be answered: Are you meeting all notice requirements; Are you using the correct availability schedules; Are you using the correct endorsement standards; Are you aware of all warranties provided through the Check 21 Act; Are you following the guidelines for the Remotely Created Check (RCC) amendment that went into effect July 1, 2006? Speaker(s): Angie Smith, AAP, Senior Manager of Education, Association Services, Viewpointe, LLC. Level: Intermediate. Audience: Financial Institutions, Check Processing Staff, Check Processing Supervisors, Check Returns Staff, Check Returns Supervisors, Compliance Staff, Compliance Supervisors. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 16, 2009
9:00 - 10:30 AM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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Regulation E sets forth the requirements of the Electronic Funds Transfer Act. This seminar will discuss the impact of the regulation for the financial industry as it relates to consumer rights. Various aspects of the regulation will be covered, particularly from the standpoint of the automated clearing house. Topics include definitions, coverage, required disclosures, error resolution and more. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Intermediate. Audience: Financial Institution, Anyone working in ACH needing to sharpen his or her awareness of this Regulation, New Financial Institution Staff, Managers, Supervisors and Auditors. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 16 & 18, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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The ACH network is one of the safest payment networks, but no system is ever without the threat of fraudulent activity. We'll explore the management of risk in the ACH payment system for the RDFI. This webinar will cover the following and more: Introduction to ACH Risk for the RDFI; The different types of ACH fraud happening to corporate and consumer accounts; Your roles and responsibilities as an RDFI when it comes to fraud and preventive measures in the ACH network; Handling your customer/member complaints; Returning an unauthorized ACH item past normal time frames; NACHA Rules Violation Process . Speaker(s): Kim A. Bruck, AAP, Manager, Association Services Member Support, Viewpointe Clearing, Settlement, & Association Services. Level: Intermediate. Audience: Financial Institutions, Check Operations, Fraud Investigators, Risk and Security Staff. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 17, 2009
9:00 - 10:30 AM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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Are your financial institution's ACH processes and procedures in line with IAT? This workshop will take place in the form of an inquiry and will take you through the IAT rules section-by-section, provide questions and answers that will allow you to assess the impact that IAT has on each area of your financial institution's process and procedures, and identify any gaps that need to be filled to be IAT compliant. Topics include: general questions each financial institution should be answering relating to IAT; and specific questions an RDFI needs to answer to ensure that their processes and procedures are IAT compliant. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Intermediate. Audience: Financial Institution, Corporate, Third-Party Service Providers, Cash Manager, Treasury Analysts, Treasury Management Sales Associates, Treasury Management Implementation Staff, Treasury Management Product Management, Financial Institution Business Development Staff, and Customer Service Personnel. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 17, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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This session will provide a comprehensive overview of the system and rules related to check return processing. Attendees will learn the proper steps and timeframes for the timely and accurate reporting of return items. Terms, definitions and resources needed in the return item process and return adjustment process will be highlighted. This session will also provide you the guidance you need in dealing with check returns. The following questions will be answered: What are the different return reason codes and when do I use them; How long does my institution have to return an item; What should I do when I receive a late return item; How should I handle my re-deposited return items; How do I return Remotely Created Drafts (RCCs)? Speaker(s): Angie Smith, AAP, Senior Manager of Education, Association Services, Viewpointe, LLC. Level: Intermediate. Audience: Financial Institutions, Branch Platform Staff, Check Returns Staff, Check Returns Supervisors, Compliance Staff, Customer Service Staff, Customer Service Supervisors. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 18, 2009
9:00 - 10:30 AM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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This session takes an in-depth look at many ACH situations that may be considered "out of the ordinary." Participants will learn to find where exceptions are covered in the ACH Rules Book, what type of action should be taken, and when. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Basic. Audience: Financial Institutions, ACH operations staff who work with incoming and outgoing ACH entries, Branch Management, audit and compliance. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 23, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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This 90-minute session will provide an introduction to International Payments with special emphasis on the new ACH standard entry class code IAT (International ACH Transaction), which went into effect on September 18, 2010. IAT is the single biggest Rules change in the history of NACHA. Participants in this class will get a high level overview of IAT with discussion about how it has impacted every financial institution in the United States. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Basic. Audience: Financial Institutions. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 24, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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This 90-minute session will provide a comprehensive look at the rules associated with IAT. Discussions will include a review of IAT file formats, requirements for OFAC compliance, the roles of the Gateway Operators and correspondent banks, and much more. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Advanced. Audience: Financial Institutions. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 25, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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Over the last year, U.S. financial institutions have invested a great deal of effort in preparing for IAT (International ACH Transactions). The IAT rule change was put into place primarily to address OFAC compliance requirements and to provide RDFIs with a method of easily identifying international ACH transactions. Financial institutions of all sizes may be better able to attract and retain their business customers by providing international payments in an efficient, secure and cost effective manner. This course will focus on the opportunities that IAT makes available to financial institutions and their customers, and will provide suggestions on ways to make changes because of this new rule. Speaker(s): Chuck Floyd, AAP, Manager of Education, Association Services, Viewpointe Clearing, Settlement & Association Services. Level: Basic. Audience: Financial Institutions. Renewal Credits: 1.5 hour Webinar = 1.8 AAP. |
Feb. 26, 2009
1:30 - 3:00 PM
Via Telephone & Internet - Conveniently at your office
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Member
$150 / Phone Line
Non-member
$300 / Phone Line
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| March |
| Workshop |
Dates / Times / Locations |
Cost |
The Risk Management and Assessment Rule will codify within the NACHA Operating Rules additional risk management practices that are common in the industry and help improve risk management in the ACH Network. This Rule will require: 1) DFIs to conduct assessments of the risks of their ACH activity in accordance with requirements of their regulators; 2) ODFIs to incorporate certain topics into their agreements with Originators and Third-Party Senders; and, 3) ODFIs to adopt risk management practices, including financial and operational due diligence on Originators; assessing the risks of Originators' ACH activity; monitoring origination and return activity; and enforcing restrictions on exposure limits. This Rule change affects and impacts ALL DFIs, ODFIs, and anyone who uses the ACH Network. This teleseminar is led by: Deborah Shaw, AAP, CTP, Managing Director, Network Enforcement & Risk Management, NACHA. |
Mar. 10, 2009
12:30 - 2:00 PM
Via Telephone - Conveniently at your office |
Member
$195 / Phone Line
Non-member
$295 / Phone Line
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