The NACHA TOP 50 Receivers of 2004

1

Bank of America Corporation, Charlotte

427,592,643

393,829,462

821,422,105

42.40%

2

Wells Fargo & Company, San Francisco

244,824,999

206,399,550

451,224,549

20.60%

3

Wachovia Corporation, Charlotte

212,217,959

193,727,531

405,945,490

40.90%

4

J.P. Morgan Chase & Co., New York

179,142,427

216,711,167

395,853,594

373.50%

5

Washington Mutual, Inc., Seattle

151,309,544

111,827,440

263,136,984

34.80%

6

U.S. Bancorp, Minneapolis

112,824,568

97,605,956

210,430,524

18.80%

7

Royal Bank of Scotland Group, Edinburgh

71,312,882

68,991,837

140,304,719

111.70%

8

Citigroup, Inc., New York

70,225,415

64,775,613

135,001,028

142.70%

9

Suntrust Banks, Inc., Atlanta

70,783,966

58,416,638

129,200,604

20.00%

10

Regions Financial Corporation, Birmingham

62,250,477

48,689,697

110,940,174

141.60%

11

National City Corporation, Cleveland

56,533,914

53,354,351

109,888,265

23.40%

12

BB&T Corporation, Winston-Salem

51,896,277

47,147,856

99,044,133

40.80%

13

PNC Financial Services Group, Pittsburgh

50,795,655

43,467,975

94,263,630

14.10%

14

Fifth Third Bancorp, Cincinnati

39,320,913

51,191,140

90,512,053

24.80%

15

Amsouth Bancorporation, Birmingham

37,635,868

39,460,074

77,095,942

32.30%

16

Keycorp, Cleveland

35,707,260

32,454,434

68,161,694

-4.70%

17

HSBC Holdings, London

30,098,693

32,886,847

62,985,540

21.70%

18

Allied Irish Banks, Dublin

29,250,330

30,270,728

59,521,058

14.50%

19

Navy Federal Credit Union, Merrifield, Virginia

29,977,449

29,503,375

59,480,824

20.40%

20

Mitsubishi Tokyo Financial Group, Tokyo

34,322,226

23,090,602

57,412,828

50.00%

21

Commerce Bancorp, Inc., Cherry Hill, New Jersey

27,513,318

25,175,928

52,689,246

55.40%

22

Sovereign Bancorp Inc., Wyomissing, Pennsylvania

24,917,723

23,479,236

48,396,959

28.10%

23

USAA Bancorp, Inc., San Antonio

27,544,764

18,708,183

46,252,947

33.40%

24

ABN AMRO, Amsterdam

22,960,895

23,276,265

46,237,160

14.30%

25

TCF Financial Corporation, Wayzata, Minnesota

24,700,437

19,599,556

44,299,993

25.30%

26

Compass Bancshares, Birmingham

18,989,936

24,866,462

43,856,398

31.30%

27

Banknorth Group, Inc., Portland, Maine

18,694,717

21,321,583

40,016,300

29.50%

28

BNP Paribas, Paris

21,526,776

16,796,336

38,323,112

65.80%

29

Comerica, Inc., Detroit

17,920,688

15,642,592

33,563,280

17.20%

30

Hibernia Corporation, New Orleans

19,716,554

13,592,133

33,308,687

36.20%

31

Mellon Financial Corporation, Pittsburgh

4,479,521

28,694,637

33,174,158

3.60%

32

Commerce Bancshares, Inc., Kansas City, Missouri

18,362,303

13,403,874

31,766,177

21.50%

33

Huntington Bancshares, Inc., Columbus

16,252,486

14,536,469

30,788,955

21.60%

34

Bank of New York Co., Inc., New York

13,702,253

15,289,178

28,991,431

16.70%

35

State Employees Credit Union, Raleigh, North Caroli

14,328,112

9,565,803

23,893,915

6.20%

36

Arvest Bank Group, Bentonville, Arkansas

13,896,832

9,797,434

23,694,266

69.10%

37

Harris Bancorp, Chicago

13,020,406

9,359,138

22,379,544

22.20%

38

Marshall & Ilsley Corporation, Milwaukee

10,594,653

9,692,051

20,286,704

-5.10%

39

First Tennessee National Corporation, Memphis

11,057,276

9,217,482

20,274,758

15.70%

40

Golden 1 Credit Union, Sacramento

12,564,105

6,140,471

18,704,576

N/A

41

FirstMerit Corporation, Akron, Ohio

9,933,474

7,688,222

17,621,696

34.70%

42

UMB Financial Corporation, Kansas City, Missouri

8,217,353

9,059,715

17,277,068

11.70%

43

People's Mutual Holdings, Bridgeport, Connecticut

8,412,533

8,791,411

17,203,944

22.50%

44

First Citizens Bancshares, Inc., Raleigh, North Caroli

10,084,881

6,041,216

16,126,097

21.60%

45

North Fork Bancorp., Melville, New York

8,074,216

8,001,708

16,075,924

40.40%

46

Popular, Inc., San Juan, Puerto Rico

6,688,444

9,219,317

15,907,761

12.70%

47

Webster Financial Corp., Waterbury, Connecticut

7,386,674

8,349,097

15,735,771

N/A

48

Zions Bancorp, Salt Lake City

7,823,219

6,833,147

14,656,366

22.60%

49

BOK Financial Group, Tulsa

7,662,619

6,238,037

13,900,656

27.60%

50

Royal Bank of Canada, Montreal

8,002,630

5,328,636

13,331,266

-1.10%