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3rd Quarter 2004 ACH Statistics

Attached are two summaries of ACH statistics for the 3rd quarter 2004. In the quarter there were 2,311,381,453 ACH payments, which is a 3.61% increase over the previous quarter and a 21.68% increase over the 3rd quarter 2003. ARC accounted for 71.2% of all ACH growth in the quarter.

On the commercial-only side (excludes Federal government volume), quarterly ACH volume exceeded 2 billion items for the first time, at 2,086,097,407 payments, which is 24.6% higher than the 3rd quarter 2003. Debits now compose 57.9% of commercial ACH payments.

3rd Quarter 2003-2004 Comparison
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3rd Quarter 2004 ACH Network Transactions (does not include on-us volumes)
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